browser icon
You are using an insecure version of your web browser. Please update your browser!
Using an outdated browser makes your computer unsafe. For a safer, faster, more enjoyable user experience, please update your browser today or try a newer browser.

Protect Yourself from a Security Breach! Here’s How

Posted by on September 26, 2014

Disclosure: This is a sponsored post on behalf of LifeLock.  All Opinions are my own.

This past year has been quite the year from some of our favorite retailers such as the Holiday security breach at Target  to the recent security breach that occurred at the Home Depot.  It’s pretty scary when these happen.

As a person that often shops at both of these retailers, I know how important it is to keeping your identity safe.  But the question is, do you actually know what things to keep an eye out for? I know last December, I got more skeptical about utilizing my debit card, and soon began carrying more cash on me including walking into the Gas Station to pay for my gas. BUT, things still happen.  Luckily, LifeLock has come out with a few tips to help us with what to do during a security breach:

 

  • Monitor your transactions: Keep an eye on the activity on your credit and debit card accounts, looking for any charges that don’t seem to be yours. We SHOULD be doing this on a daily basis, and know exactly what purchases we’ve been making.  For me, a little over a year ago, I caught a purchase at a Walmart for 150 dollars.  The key? The Walmart was located in Arizona, no where near California.

 

  • Report suspicious transactions immediately: If you see a card transaction—even a small one—that doesn’t look right, contact the card issuer immediately. The phone number is on the back of your card. They will look into it for you, and more than anything send out a new card to protect your account.

 

  • Order a new debit card: If you believe your debit card number was compromised, don’t wait for fraudulent charges to start appearing on your statement. Request a new card from your bank. This way, you reduce the chances of a criminal depleting your bank account, and you avoid potential challenges in recovering your funds. Credit cards offer more protection and less risk because funds are not directly withdrawn from your bank account as they are with a debit card. Be Proactive! You just never know.

 

  • Follow the story: Whenever a security breach happens, be sure to keep a close eye on the investigation.  The recent Home Depot breach, an investigation is still under way, however, more information can be found here.

 

  • Consider using an identity protection service: LifeLock provides identity protection products and services you can count on. In fact, with LifeLock Advantage™ and LifeLock Ultimate Plus™, we can help you detect fraudulent activity with alerts for cash withdrawals, balance transfers and large purchases within our extensive network.

I’ve been utilizing LifeLock for the past 2 months now, and let me tell you, it makes me secure knowing they are watching, and if any changes happen, I am notified RIGHT away.  Having that extra protection helps me feel secure financially and when a security breach does happen, I also know I will be protected.

Be sure to visit the LifeLock Site for more information, and to purchase the service.  It will make a difference in your life. For you, my lucky readers, LifeLock is offering 10% with code: breachwatch
Advertisement

Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge

This site uses Akismet to reduce spam. Learn how your comment data is processed.